But just remember to compare exchange rates and fees (especially for those all-important ATM withdrawals) before choosing a travel card for your trip - as you could be getting a better deal elsewhere. Use our Travel app to top up, freeze your card, transfer between currencies and be reminded of your PIN - and much more. Prior results do not guarantee a similar outcome. Max daily cash withdrawal 1,500 SAR Registered number 2154540. Activation can be done through the free Post Office Travel app - download now from the Apple App Store or Google Play. Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. For example, if you are using the card in Spain you should always choose to pay in Euros if offered a choice; choosing to pay in Sterling (GBP) in this example would allow the merchant to exchange your transaction from Euro to Sterling. They can issue you with a new one. Plus, you can only spend whats on it, so this can help you to budget. Withdrawal charge: 2.5 USD, AED UAE dirham After you've activated your card, you can manage it using our travel app or via a web browser. There are no charges when using your card in retailers in the country of the currency on the card. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial . Please complete our enquiries form to tell us what youd like to know or share feedback on your experience. The way buybacks work means we can only buy currency back at the rate on the day you visit. Our team's here for you. Lines open 24 hours a day, 7 days a week, Please call our Travel Money card team immediately on: "Mobile App" means Post Office Travel Money Card App which allows you to check your card balance, top-up card, find nearest cash machine worldwide, view recent transactions, and find nearest Post Office Limited branch and much more. Withdrawal charge: 15 HKD, HUF Hungarian forint Wise only ever uses the mid-market exchange rate, with no mark-ups or margins. So far, so good. And you can withdraw cash with it at over 2 million ATMs worldwide (charges and fees apply, see 'Are there top-up limits?' No need to carry lots of cash abroad. The Post Offices terms and conditions list a handful of situations in which you shouldnt use your card. Post Office Travel card - Terms and Conditions, This is how you should use your UK Santander debit or credit card abroad, The best UK bank accounts for travelling and travel insurance, Using a Visa debit card abroad the scope and costs [2022], Prepaid USD cards in the UK: exchange rates and fees [2022], Using Nationwide debit card abroad: Fees, Rates and Tips. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. Youll only be charged when you take cash out from international ATMs. Alternatively, you can move the funds using the "Transfer" icon on the free Post Office Travel app (App Store, Google Play) or "Transfer to another wallet" icon if managing your account online. Please note that your credit card provider may charge a cash advance fee for buying travel money. Yes. 629 Posts. 2248 0 obj <> endobj This is why online exchanges are invariably better than branch rates. If you bought physical foreign currency online or from a Post Office branch, you will need to go into a Post Office branch that sells foreign currency to arrange your refund by following the process highlighted on this page. This will prevent high fees and very poor exchange rates being applied at an ATM or retailer. Your card can be used wherever Mastercard is accepted. S @1>qKs6I HC@eu;b$ syV , 6::8p; Protect whats most important to you from your mobile phone to the future of your family. Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. xref Don't trust us with your crypto: introducing transfers. A safe to use pre-paid, reloadable, multi-currency card, thats not linked to your bank account, You can manage your account and freeze your card with our Travel app, One prepaid Mastercard that stores up to 22 currencies. Neither is constantly having to work out where to get the best exchange rates. For example, you can transfer unused USD to EUR, ready for your next trip to Europe. Apply for passports, licences and permits, get documents certified, your identity verified. Withdrawal charge: 80 THB, TRY Turkish lira Withdrawal charge 8.5 AED, AUD Australian Dollar What happens when a Post Office Travel money Card expires? Both of these could lead to funds being held by the retailer, which would prevent you from using them. . You can check your recent transactions, view your PIN, transfer funds between different currency wallets, top up your card, freeze your card and more. We provide a range essential financial services, from savings, borrowing to money transfers. 0000003089 00000 n Withdrawal charge: 2.5 CHF, CNY Chinese yuan So, its important to shop around and compare other travel money cards, as some could offer you a better deal. Apply for passports, licences and permits, get documents certified, your identity verified. We always recommend that you withdraw cash in local currency and dont choose to pay in Sterling or accept their currency conversion. Withdrawal charge 2.5 CHF, CNY Chinese Yuan . 0207 937 0280. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. 0000183849 00000 n Our verdict? Before travelling overseas, you load money into the travel money card account, locking in the exchange rate for foreign currencies at that time. It's separate from your bank account to prevent identity theft and can be loaded with up to22 currencies at any one time. Any applicable charges (for instance ordering for home delivery on a Saturday) will be displayed by the system. So, you can spend in shops, bars and restaurants without any charge - as long as youre paying with an available balance of a currency supported by the card. Its handy if you dont want to carry cash around or exchange currency while on holiday. Take one secure, prepaid Mastercard away with you that holds multiple currencies (see common questions for which). Therefore your order will be fulfilled using the denominations available, wherever possible supplying you with a mix of banknotes. Top your card up with up to 5,000 at a time. You can have up to 10,000 in your Post Office travel card at a time, with a maximum expenditure of 30,000 a year. We offer a range of postal services to send, collect and return items, including regular sender services. Max daily cash withdrawal 600 CAD Western Union international money transfer. You can use your Cash Passport like you would a debit or credit card, but with your own prepaid funds. If an Available Balance remains on the Card and it is not redeemed within 12 months a monthly maintenance fee will be payable on each Card until there is no Available Balance remaining, Fees are . Obvious statement alert: exchange rates fluctuate. Activation can also be done by calling our automated line on +44 (0) 20 . This would mean your transaction has gone through two exchange rate conversions, which will increase the total cost of your transaction. An option is available to obtain currency the same day, providing that there are branches in the local area that have sufficient currency stocks to fulfil your order. Cross border fees are set at 3% and are only applicable when you use your currency in a country other than the ones we offer. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial . Need help managing your Travel Money Card and transactions and can't find the answer you need in our FAQs above or self-service tools? Max daily cash withdrawal 3,500 SEK For example, using your card in Brazil will incur a cross boarder fee because we do not offer the Brazilian real as a currency. We know that sometimes things beyond your control can mean your trip gets cancelled. Financial sanctions are restrictions put in place by the UN, EU or UK to achieve a specific foreign policy or national security objective. Max daily cash withdrawal: 500 USD Withdrawal charge 30 ZAR. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. If you order your card online it will be delivered to your home address in two to three working days. Refunds apply to Post Office Travel Money Card and foreign currency. A guide to USD cards for travel to the United States from the UK, including fees, exchange rates and how prepaid travel cards work. Order a Travel Money Card today for smart, secure holiday spending. We've compared 50 European cities for the prices of a short break to see where you can make the biggest savings. Keep in mind though that rates may vary whether youre buying online, via phone or in-store. Withdrawal charge 2 EUR USD , US Dollar This includes things such as identity checks, where a company confirms the details you have provided are correct. Below, well take a closer look at the Post Office Travel Money Card, one of the most popular travel cards out there. And while youre comparing spending options ahead of your trip, make sure to check out the Wise card. The good news? The Wise card will automatically convert your money to the local currency at the mid-market rate when you spend, for just a small conversion fee. Please call our Travel Money card team immediately on: For enquiries about transactions or managing your card online or via the app, call: Leave the money on your card for your next holiday, Visit any Post Office branch and withdraw the balance over the counter in Sterling. You can use it to pay wherever the Mastercard Acceptance Mark is displayed. Travel money cards are a lot more secure than carrying around bundles of cash, They make travelling easy and convenient leaving you free to focus on your adventures, Youre guaranteed great exchange rates too. Can I use my Post Office Travel money Card online? We will not be able to proceed with the transaction if we cannot verify your identity. We offer a range of other useful products and services. If youre buying something in person, youll need to enter your PIN. The Mobile App can be installed We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. You can use any ATM thats accepts Mastercard. Withdrawal charge 20 NOK, NZD New Zealand Dollar As you can store 23 currencies on it, the card is convenient if you travel regularly or are taking multi-destination holidays. For questions about orders made online, please message or call us here. This includes unmanned petrol pumps, toll booths and on board cruise ships or aeroplanes. Refunds will be made at the same exchange rate as given at the time of purchase. This fee continues until there's no remaining . Note, that Wise will not charge you for these withdrawals, but some additional charges may occur from independent ATM networks. As soon as you select the 'Place order' button we will validate your card and the availability of funds. What happens when Post Office travel card expires? There are lots of travel cards out there, but here were going to focus on the Post Office Travel card. Take cash, a debit card, or a traveler's check. 0 Just activate it and go. Passports. Using your card You can use your Post Office currency card anywhere that accepts MasterCard, online and at ATMs. Withdrawal charge: 7.50, SEK Swedish Krona Last four numbers printed on the front of your Travel Money Card. Cash withdrawal limits vary from currency to currency. If after that you still want to change your currency back to sterling, well buy back leftover currency notes commission-free if you bring your original Post Office receipt. If you bought foreign currency using a Travel Money Card, you must call the number on the back of your Travel Money Card and Post Office will take you through the next steps. Compare prices of holiday essentials across a range of popular tourist destinations. Youll be given instructions on how to do this in the welcome letter delivered along with your new card. Who doesnt love a good freebie? Max daily cash withdrawal: 1,500 TRY If you are in the UK, you can contact on 0344 335 0109, if outside the UK then +44 (0) 20 7937 0280. See common questions for currencies, It's accepted in 36 million locations in over 200 countries*, You can manage it using our Travel app, from top-ups to transfers, You can get one via the app, or apply in-branch using a valid passport, UK driving licence or a valid EEA card, Our app lets you freeze your card, view your PIN, buy currency and more, It's contactless for speedy low-value transactions and is available with Google Pay and Apple Pay, **No charges when you spend abroad using an available balance of a local currency supported by the card. Download the free Post Office Travel app to keep an eye on your spending, top up your balance and monitor exchange rates. Were here to help you make the most of your Travel Money Card or put your mind at ease if its been lost or stolen, Please immediately call: Canadian Dollar - 3 CAD. Curve is secure. A second board next to the counter said 1.09 with a slightly higher rate for the travel card. Western Union international money transfer, Last four numbers printed on the front of your Travel Money Card. Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. 0000001678 00000 n Full details of our charges and fees can be found in our Travel Money Card terms and conditions. They tend to be cheaper to use than your ordinary bank debit card, and can even offer better exchange rates compared to buying currency. Fee changes depending where cash is being withdrawn. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial . You can send up to $1,000 in a single order anywhere in the United States. Withdrawal charge: 15 CNY, CZK Czech koruna , regardless of which card youre spending on. If you are buying currency and paying by card then you will need to bring one of the following; We cannot accept anything other than one of these documents. The Post Office offers exchange rates that move up and down according to the demand for currencies. Please be aware that some ATMs may also charge you and this should always be displayed on the ATM screen. Firstly, check your account via the app to make sure you have enough money in it. You can make transactions wherever the Mastercard Acceptance Mark is displayed. "r;3.lokl@usS/)n)bb_ea? Use it wherever the Mastercard Acceptance Mark is displayed. Take the Wise card, for example. Withdrawal charge: 50 CZK, DKK Danish krone These include the following: The easiest way to top up your Post Office Travel card is using the app. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Withdrawal charge: 200 JPY, NOK Norwegian krone Packing for a short trip, I found mine had expired the previous month, so rang up and was told a new one would be sent - though too late for me. Where possible, you should print this and take it with you if you are collecting your order from a Post Office branch. Withdrawal charge 50 CZK, DKK Danish Kroner The minimum order is 400, and the maximum order is 2500. One drawback to consider is the exchange rate. Cards ordered online and in-app should arrive within 3-5 days. Lets face it, dealing with wads of cash (although wed be quite happy withwads) and worrying about keeping your money safe is no way to travel. If you prefer, you can also top up at the Post Office website or in a local branch. Withdrawal charge 7.50, SEK Swedish Kronor startxref Royal Mail will leave a 'sorry we missed you' card and you will be required to collect the item from your local sorting office the next day or arrange re-delivery. 0000004629 00000 n Choose your currency and you can top up your card with between 50 and 5,000 in any of the 23 currencies listed above. Please note that a Post Office branch will not be able to assist you with a refund for Travel Money Card top-ups. In the case of the Post Office card it's even worse as there's a customer services line which doesn't offer any option even remotely like "press X to renew" and Post Office branches have no idea what happens either. A margin added on top of this makes the rate worse for you, so youll get less EUR, USD or whatever other currency youre exchanging. You can also top up via our website if youve created an account. The rate advertised in the window of my local Post Office was 1.09. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. Certain countries have restrictions on the amount of currency you can take in and out per person. You can also buy travel insurance and view your policy documents in-app, book your airport parking and much more. Registered number 2154540. Thinking of using your Nationwide card abroad? If you bought your travel money from Post Office and find yourself in this situation, you can rest easy knowing youll get every penny back. If you do use your card in a country with a local currency that isnt supported by the card, youll be charged a cross-border fee of 3%.
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