From now till 30 April 2023, enjoy extra miles rewards and earn a total of up to HKD4 = 3 Miles for designated healthcare services in Quality HealthCare eShop with your Standard Chartered Cathay Mastercard. The process is usually the same, no matter where you are sending the money within the United States. If you use the web browser on your mobile device to log in the CUBHK's E-Banking, please pay attention to the following matters: Notice: If you commit fraud or any losses incurred due to gross negligence or failure to comply with the above security measures, you shall bear all losses. If you are connected to the CUBHK's E-Banking via a tag or search engine, please check whether the website is authentic. The bank routing number of the account to which you want to send money. We thus provided our clients with improved and comprehensive financial services. The AutoComplete function of the Internet Explorer will keep the input data in the fields of website address, form and password. Send your instruction for transactions by fax to save your time. The anti-virus software should be updated to the latest version and the latest patch(es) for internet browser should be installed timely. From now till 30 June 2023, earn 388,000 Miles by setting up a 12-month Asia Miles Time Deposit with HKD1,000,000 new funds. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide. Manage your fund transfer conveniently and promptly with our remittance services covering a wide range of currencies. Insurance: Cathay Life Insurance, Cathay Century Insurance, China Life Insurance, Fubon Life Insurance, Taishin Insurance 3. 0000008097 00000 n From now till 30 June 2023, earn 77,600 Miles by setting up a 12-month Asia Miles Time Deposit with HKD200,000 new funds. Borrow only if you can repay! hb```. For the avoidance of doubt, The Marco Polo Club / Asia Miles membership / Asia Miles loyalty programme / Asia Miles lifestyle award scheme stated herein are referring to the Cathay membership programme. When selectingUntil date,choose a date for the last recurring transaction, (Optional) Enter information about the transfer in theMemofield, Click or tapTransfer Funds. Do not use any computers in public space (e.g., internet cafe or cybercafe) to access CUBHK's E-Banking services as these computers may be installed with hacker program(s) which provide a way for others to access the customer's personal account data fraudulently. We have initiated financial reformations in response to the government's Financial Holding Company Act. The registered legal persons of operating companies incorporated and registered in Hong Kong, Taiwan or other overseas jurisdictions. 4. Learn more about the travel privileges and how to claim your lounge passes. This law put in place consumer protections around specific types of electronic transfers of money. The merged bank was renamed Cathay United Bank Co., Ltd.. Sharable lounge passes are valid for the eligible cardholders, their travel companion or redemption group nominee to use before flights that are marketed or operated by Cathay Pacific. Given that there are many types of EFTs, you probably use quite a few of them without realizing it. Investors must make investment decisions in light of their own investment objectives, financial position and particular needs and where necessary consult their own professional advisers before making any investment. Monthly aggregate $ amount. On the Funds Transfer page, do the following: Select an account from the From Account drop-down list. endstream endobj 56 0 obj <>/Metadata 4 0 R/Outlines 1 0 R/Pages 3 0 R/StructTreeRoot 6 0 R/Type/Catalog/ViewerPreferences<>>> endobj 57 0 obj >/PageTransformationMatrixList<0[1.0 0.0 0.0 1.0 -306.0 -396.0]>>/PageUIDList<0 925>>/PageWidthList<0 612.0>>>>>>/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 58 0 obj <>stream For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. ^ Standard Chartered Asia Miles Mastercard has been renamed as Standard Chartered Cathay Mastercard effective from 8 July 2021. These transfer limits are shared with your Zelle Payment Service limits. The Promotion Period is from 1 April to 30 June 2023. Spyware results in security issues such as security vulnerabilities of keylogger, leakage of personal confidential information and breach of computer security. This link will direct you to a third party website over which the Bank has no supervision or control. Enroll Now The Branch accepts transactions via fax. Many fintech companies are now focused on B2B payments as a segment that needs more streamlining, and ACH is one of the new features they added to execute B2B payments. Cathay United Bank was later renamed as Cathay Commercial Bank (CCB) on 3 July 2002. ACH networks offer transfers of "same-day", "next-day", or "2-day". in the same amount between the same two deposit accounts held in your name (called " Recurring"). These are the current Zelle sending limits for major banks: Bank of America: $15,000 per 24 hours, $45,000 in a seven-day span and $60,000 every 30 days for small businesses. Please refer to the. How Sending Money on Facebook Messenger Works. If the clients do transactions after 3:00 p.m. or on public holidays, the value day will be the next business day. If you would like to upgrade your card, please visit https://www.sc.com/hk/cxcard-upgrade/ for more details. In the Routing Number field, enter the routing number of the other financial institution. Note:The date selected is the date you want the transfer to be processed, not the date the funds will become available. Most banks allow external transfers. 0000018138 00000 n Transfer means the debit and credit accounts are openedin the branch. $100,000. 0000049107 00000 n For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. . . 0000013094 00000 n After using the computer, disconnect it from the internet. If you access CUBHK's E-Banking with a laptop, please turn off unnecessary wireless connection functions (e.g., bluetooth and NFC). * Terms and Conditions apply. Citibank Global Transfers *. Please make sure not to be peeped around when you input your user name, password, or any confidential personal information. Select Send a wire transfer, then choose the accounts to transfer money from. As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. The User Name and the User Password must be entered with the uppercase or lowercase characters correctly. firewall or anti-virus software) on your computer, and update the virus definition and scan engine at any time to reduce the risk of intrusion by Trojans (backdoor programs), viruses, worms and other malicious codes on your computer and stealing your personal data. To make sure visiting the authentic website of CUBHK's E-Banking, please enter the address. Chase Wire Transfer Fees. Many banks allow you to send $10,000 in a month, but not in one day. The ACH network essentially acts as a financial hub and helps people and organizations move money from one bank account to another. For details, please refer to. Customers only need to fill out necessary documents for the transactions and fax them to the Bank within the specified time (9:00 to 15:30). hb``Pf``me```jb@L@q@IIPTYV7=`k`a1aCF >%F9 7$30V(`:xUGAt V]:p4>K\+ s8 Since Taiwan's entry to the World Trade Organization (WTO), we have faced intense competition from multinational financial conglomerates. The Bank is not responsible for any disputes arising from these offers. Do not download any mobile apps that appear to be the counterfeit mobile apps . 10, Yongsui Street, Taipei City formally opened for business on 20 May 1975. This kind of software requires to be updated regularly for obtaining up-to-date protection on your data. ACH transactions consist of direct deposits and direct payments, includingbusiness-to-business (B2B) transactions, government transactions, and consumer transactions. To the maximum extent permitted by applicable law, HKAB and the Bank and their respective employees, agents and representatives expressly disclaim all or any liability (whether in tort or contract or otherwise) for any loss, damage, costs or expenses of any nature arising from or in connection with this video, in particular: If the liability of HKAB or the Bank or their respective employees, agents or representatives in relation to any matter relating to or arising in connection with this video is capable of limitation (but not indemnification or exclusion), it is hereby limited to the maximum extent that is permitted by law. On the Funds Transfer page, do the following: 2023 Cathay Bank. Bank of America. Funds transfers 1. If you have entered your Internet Banking user name and password on a phishing website, you are strongly advised to change your password as soon as possible. TD Bank-Instant transfers: up to $1,000-Scheduled transfers: up to $2,500 . Take advantage of these great features: Transfer between your Valley personal accounts and your accounts. The Bank always adopts strict security standards and procedures to prevent unauthorized persons from obtaining information about you. Here are the tips for securing customers online activities: CUBHKs E-Banking adopts the Transport Layer Security (TLS) encryption technology to ensure that the data submitted by the customer for financial transactions online are encrypted and converted into an encoded form before it is transmitted from the customer's computer so that the data are protected against unauthorized persons from reading your data. Transfer Fee. An external transfer can be made between accounts owned by the same entity or between accounts owned by different parties. Only eligible for thefirst 30,000 successfully registered cardholders. %%EOF 55 39 trailer UWCCB flagship office at No. (No one from CUBHK will ask you for your password.). AD-AAB-ABC-CRT. * First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower). Information collected will be sent to an unauthorized entity for profit. The modern ACH Network experienced significant growth in 2021, with 29.1 billion payments valued at $72.6 trillion, and Same Day ACH payment volume grew nearly 74%. Never access CUBHK's E-Banking via the link in e-mail, unknown applications or internet search engines. 3) Ordinance 2016 (the Amendment Ordinance), Cathay United Bank Company, Limited, Hong Kong Branch (CUBHK) is required to identify the tax residence of our account holders. What Is the Automated Clearing House, and How Does It Work? Some financial institutions impose limits on external transfers. Some banks require an external account be created and linked before deposits or withdrawals be made into that account. Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, drivers license numbers, etc. Larger banks can often process ACH payments faster than smaller banks. Please use Automatic Lock and/or Enable Password Lock functions to prevent others from using your mobile device without permission. Asia Miles are credited to your registered Cathay membership account automatically within 3 months upon Asia Miles Time Deposit setup. MEANS OF TRANSFER . If a customer is a tax resident in jurisdiction(s)outside of Hong Kong, CUBHK may be required to inform and share information of certain account(s) with HK IRD, and if the IRD has signed an AEOI agreement with that jurisdiction(s). at other banks. Do not log in to personal E-Banking accounts on the device which is not yours. Transactionlimits vary from person-to-person and account-to-account.. Only clients who have "Digital Certificate" of GMB can do non-designated account funds transfer and remittance. Because there are fewer protections for your money with an external transfer, you should only use it to pay for goods or services if you know and trust the seller. # Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. This video does not and is not intended to identify all of the risks that may be involved in the products or investments referred to in this video. You should be cautious, as it could be a scam. The Bank is not responsible for any disputes arising from these offers. If you receive a text message purported to be from the Bank or from an unknown source, you should not respond to them or click on any links. $25,000. Asia Miles Privileges are provided by Asia Miles Limited and respective merchants. For example, a bank may limit external transactions to $5,000 per transaction . Started the external transfer from my regular bank account on 3/14/20 and the money entered the cit bank account on 3/17/20 but was not available. 4. This link takes you to an external website or app, which may have different privacy and security policies than U.S. Bank. Do not install any pirate software or software from unknown or unreliable sources. Please refer to the, The validity period of Digital Certificate is one year. Tr 'c$PA` w q9hrU70t0h4Ft0u4,~'4BF \ ,}~Q+~J!vS`_p=]]d$?0 >/Metadata 20 0 R/Pages 224 0 R/StructTreeRoot 44 0 R/Type/Catalog/ViewerPreferences 244 0 R>> endobj 228 0 obj <>/MediaBox[0 0 612 792]/Parent 224 0 R/Resources<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 229 0 obj <>stream 0000010333 00000 n Please check your monthly statement regularly to make sure your online transactions are made correctly, and notify the branch if you fine any anomaly. Yes. Standard Chartered Cathay Mastercard Priority Private. When using the CUBHK's E-Banking services, do not open other internet browsers and browse other websites at the same time. in any email sent to us via this link. Please apply to reset the password or user name. Online banking allows a user to conduct financial transactions via the Internet. endstream endobj 230 0 obj <>stream Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. The information contained in this video is not professional advice and should not be relied upon by any person. To transfer funds. 0000049534 00000 n Upon receiving the password letter, clients shall change the User Password and User Name immediately. Clients should renew the certificate online before expiration. Two, what are the daily & cumulative transfer limits in and out of the account (this was one thing we liked about CIT.) In order to prevent your personal information from being used by others, please do not write down your personal E-Banking account information in a format familiar to others. ACH payments are often transacted in two days or less. Select Frequency and choose desired . 40,000 Asia Miles for depositing the first HKD1,000,000 new funds, 30,000 Asia Miles for depositing every subsequent HKD1,000,000 new funds, 15,000 Asia Miles for depositing the first HKD500,000 new funds, 10,000 Asia Miles for depositing every subsequent HKD500,000 new funds. AEOI (Automatic Exchange of Financial Account Information) is a new international standard, designed to enhance tax transparency and combat cross-border tax evasion, that over 100 jurisdictions have committed to its implementation based on the Common Reporting Standard (CRS) released by the Organization of Economic Co-operation and Development (OECD) in July 2014. While Cathay United Bank Company, Limited, Hong Kong Branch ("the Bank") has endeavoured to ensure the accuracy and reliability of the information contained in this video, neither the Bank nor HKAB guarantees its accuracy, completeness, reliability or fitness for any purpose. If you use electronic tools to store personal information, please ensure that the information is kept confidential to prevent it from being stolen and used by others. If you forget your password, please contact the Bank to re-apply. As an international financial center, Hong Kong has committed to implement AEOI and commence the first information exchanges by the end of 2018, Under the Inland Revenue (Amendment) (No. DO NOT allow anyone to use your password. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Standard Chartered Credit Cards refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards, Standard Chartered Business Card and Standard Chartered Corporate Card. Miles in this Offer will be credited to Cathay membership accounts associated with his/her Cathay Mastercard Priority Private / Cathay Mastercard Priority Banking. An external transfer is a way to move money between accounts that are in different financial institutions. Do not disclose your user name and password to anyone. Please use the genuine and licensed edition of operating system and software. hbbd```b``"HjRfkH8Bm0,f`2H22M]3#L@&000R 7 Close the windows of other internet browsers before login the CUBHK's E-Banking. The customer is suggested setting the User Name with the combination of English characters and numbers. Standard Chartered Cathay Mastercard As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. NMLSR ID 464182. Once the change is made, the internet banking services will be activated. Dining benefit:Enjoy 15% off your lunch or dinner at The Lobby from Monday to Thursday (except public holidays), Spa privilege: Enjoy 15% off your 2nd spa treatment at The Peninsula Spa from Sunday to Thursday. Stripe is one example of these fintechs. Enter a dollar amount. startxref For this reason, external transfers via EFT are usually processed faster. You understand the Credit Union has a variety of banking channels and means by which to make External Transfers. External transfers are a fundamental part of the modern banking system, allowing individuals and corporations to move money easily between accounts. The clients can download the Application Form and fill in the information, then mail the completed Application Form to Deposits Team, Cathay United Bank, Hong Kong Branch, 10F, Lee Garden Three, 1 Sunning Rd, Causeway Bay, Hong Kong or visit the Branch to apply. To ensure you are granted more sufficient protection when making online transactions, if you wish to transfer to a third party's account, you are required to register the related accounts in advance, or make transfer to the said account through 2-step verification. Change your password at regular intervals, such as at least every three months (especially if you suspect that your password is leaking, you should immediately change your E-Banking password). AD-AAB-ABC-CRT Clients need to apply for the Digital Certificate to do transactions for non-designated beneficiary accounts on GMB. Federal Reserve System. Unfortunately, we wont accept the application via Fax, If the clients can't visit the Branch, please apply by mail. Note: The bank reserves the rights of requiring more supportive documents for further review. Here is how to check them: To get started,log intoonline bankingand follow these steps: For the best mobile banking experience, we recommend logging in ordownloading the U.S. Bank Mobile App. Transfer limits are designed to help protect and limit potential bank and member financial losses. . When using the services of CUBHKs E-Banking, this function will automatically show the User Name which was used in the system. Setting up external accounts for transfers, Creating a payment from an existing template. 0 # New payroll client is required to start using the auto-payroll services successfully with the Bank within 2 months from Priority Banking sign-up. DO NOT open e-mail messages with unknown origins and attachments. hVmk9+RJB %wE6gkqGF3mB+4~C`D"NY !P&Z(X(5&F(&Vhbi55^M\/}{z7Xlnv2wVfU1uT;vZbYkya%e`arjszh|}uaT]`d@|i[gCllq\^'*5a}Ld6S6PA(d/&ek8s:xT>X:OJg F'li!UY}i\H"=t A:hCD$i^%2.RLd|1|6$%Rgm|$d(Hgh0cH9>oSH1^ $.{)pTHtI3z0R?Ra M7O{fk@lt9U&3yLxWE@r,cX/d1|Y78TV2x~@hgGl+>O/w1#uPR,_ /o? Avoid installing or executing software or programs of unknown origin and sending personal information or passwords via email. The clients can do transactions all day on HKEB. If you have any concerns about online security or account activities, please call +852 2877 5488 during working hours to contact our service staff and change your password as soon as possible. 0000008830 00000 n Visit the HKMA website to learn more about Personal Digital Keys and security tips. Spanning travel, culinary, shopping, sports, entertainment, art and culture, enjoy privileges carefully sourced by Mastercard from all over the world, Enjoy 10% additional discount on hotel bookings. Therefore, to ensure the information of the customer account is secured, please disable the AutoComplete function of the internet browser so that the computer does not automatically fills in the information when entering the User Name. While EFT transactions are often processed in seconds, ACH transactions are usually batched. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech and strategic finance in top universities. No charges are required for account registration and 2-step verification. Pay as low as HK$1/day, lifetime benefit limit up to HK$1,500,000 . ACH transfers count towards the six-withdrawal limit on savings accounts. Select an account from theFrom Accountdrop-down list, Select an account from theTo Accountdrop-down list, Click or tap theFrequencyfield, then select a frequency. Cathay United Bank, Hong Kong Branch, Application Form for Designated Beneficiary of E-Banking, Cathay United Bank, Application Form for the service of Global MyB2B. Customer should know the persons with whom they share the computer and do not allow any unauthorized persons to use the computer. Clients can download and fill in the application form for GMB or application form for HKEB. The information you will need to make an external transfer is the same, no matter which type of account you are sending money from and no matter where the funds are going. x}Ko0 Miles entitlement is calculated based on the tenor and principal amount on a pro-rata basis. After a one-time setup process, you can easily transfer between Salem Five and your other accounts within Online Banking. The Transaction Authorized message appears and confirms that the transfer was processed or will be scheduled to process, Click or tapCloseto set up another transfer, or click or tapManage Transferto review the transfer in the Activity Center. The offers that appear in this table are from partnerships from which Investopedia receives compensation. The merged bank was renamed "Cathay United Bank Co., Ltd." To expand the scope of services provided and our market share, we then acquired Diqi Shangye Yinhang [Seventh Commercial Bank] on 1 January 2007. Install the latest security fixes/patches of operating system and internet browser, and set the password on the computer which is used for accessing CUBHK's E-Banking. Asia Miles Limited will credit the Asia Miles that you are entitled to into your registered Cathay membership account. Please be informed that transactions cannot be executed if the Digital Certificate is invalid. The Bank will not ask customers to log in Internet Banking and to enter account or personal information, including user name and password. Most online banking portals now offer features to link external accounts to your banking profile. The Bank does not send any email with hyperlink or barcode to customers. 257 0 obj <>stream On the business day it is approved. 0000013769 00000 n For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. The account number of the account from which you are sending funds. Manage your savings flexibly with transactions and withdrawals, and earn interest on your balance. the fee table of the Deposit & Remittance Services, https://www.hkma.gov.hk/eng/smart-consumers/beware-of-fraudsters/, Hong Kong Securities and Futures Commission, http://www.oecd.org/tax/automatic-exchange/crs-implementation-and-assistance/tax-residency/#d.en.347760. Otherwise, the password will be expired. ACH Transfers vs. Wire Transfers: What's the Difference? x}Ko0 93 0 obj <>stream Listed under the amount to send, select View all dollar limits. To expand the scope of services provided and our market share, we then acquired Diqi Shangye Yinhang [Seventh Commercial Bank] on 1 January 2007. All types of electronic money transfers are overseen by the U.S. government. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. Double click the security lock icon on the banner of the internet browser to verify the website whether it is the official website of CUBHK's, and check the security certificate for more information about the authentication and security measures of the certificate.
